Buy vs Rent Calculator

A buy vs rent calculator compares the long term cost of renting versus buying. It uses your rent, property price, deposit and mortgage details, then runs a year-by-year projection that includes rent increases, property appreciation and the opportunity cost of your deposit. 

There are five key factors to think about before making this decision. 

1. The length of your stay in the UAE can help determine whether buying a property with a mortgage or renting is more cost effective
2. Setting a budget for living in the UAE is a crucial step, as it will guide you in choosing the right property and selecting the most suitable option
3. Conducting simple market research is a good idea; this will help you understand the market you are buying in
4. Owning a property in the UAE gives owners greater control over aspects like renovations, modifications, and customisations
5. Work with a trusted and reputable real estate agency like haus & haus to simplify your property search, making the process more efficient and straightforward

It depends on your budget, how long you plan to stay and your long term goals. Expats can only buy in designated freehold areas, so the calculator helps you compare renting versus buying within the communities available to you using clear, real world projections. 

It depends on your goals. Buying can suit people who want stability, predictable payments and the chance to build equity in a strong market. Renting is often better if you need flexibility or aren’t ready to commit to one area. The right choice comes down to your plans and lifestyle, and our team can help you weigh up both options. 

Higher interest rates increase the cost of buying and may make renting more appealing. Strong property value growth can make buying more cost-effective in the long run. 

Yes. The calculator gives a helpful comparison, but a haus & haus specialist can explain your results and guide you based on market conditions and your goals. 

The calculator highlights which option may cost you less over time. If buying in Dubai shows lower long term costs or stronger gains, it may be the better choice. If renting comes out cheaper, it may be the more suitable option for now.